
Technology
3 min read
Car Insurance & Maintenance in Car Subscription vs Ownership
Last Updated On Sat Jan 10 2026
You know, car ownership in the UAE comes with freedom, however. It also comes with a long list of responsibilities, from car insurance renewals to unexpected repairs that can disrupt your budget. As more drivers in the UAE are looking for a flexible, commitment-free alternative, car subscription services like invygo are redefining the mobility experience. That’s why invygo provides a full explanation in this article between car insurance and maintenance in car subscription vs ownership.
Dubai car insurance:
In this part, we will spotlight the UAE car insurance for a subscription vs ownership. Here’s the comparison:
1- car ownership:
When you own a car, you must:
Purchase your own annual insurance policy.
Choose your insurance coverage, and pay upfront or in instalments.
Manage claims yourself in case of an accident.
-Also, the insurance cost may vary depending on:
Car model and year.
Driver’s age and experience.
Claims history.
Market rates and insurance policies.
2- Car subscription:
When you get a car subscription with invygo:
The insurance is already included in the monthly fee.
No paperwork or renewals.
Managed by invygo’s team, even during your subscription period Instead of the high annual cost, you pay a simple, fixed monthly fee.
Maintenance:
You don’t need to spend more on your car maintenance, just drive mind-free with invygo and let the maintenance be on us.
1- car ownership:
Owning a car means that you’ll be responsible for:
The regular maintenance.
Tyre changes and battery replacements.
Wear and tear repairs.
2- Car subscription:
The opposite of car ownership, you will get more benefits with invygo, the smarter way to move.
The maintenance will be 100% included in your plan.
Fully coordinated by invygo team.
Done through the authorized service centre.
3. What is the Car Insurance & Maintenance required?
1- car ownership:
It requires a lot of paperwork and time. Such as,
Annual insurance renewal.
Dealing with the service centre.
Registration renewal (RTA).
Down payment.
Bank interest.
2- Car subscription:
All you do when you subscribe to a car through invygo is:
Receive your car.
Drive.
Roadside assistance.
Easy upgrade or cancellation options.
Get in touch with our customer service team, whenever you need.
Conclusion:
If you want full control of your car with flexible moves, your option is invygo, the smarter way to move in the UAE. With everything included in one monthly fee and zero deposit.
FAQ:
How to check car insurance in the UAE?
Visit the RTA website. Log in using the registered phone number of the car.
Can insurance be paid monthly?
Sometimes, it is paid monthly; However, it might be yearly.


